As a full service agency, Coldwell Banker United will help you with all the necessary steps to find and buy your new home. One of these steps is getting pre-qualified for a loan. This process is quick, free and implies no obligation. A pre-qualification letter doesn't guarantee final loan commitment, only that a lender has taken a quick look at your situation and feels that the loan process could move forward. This will help you determine the price range you should consider for your new home and give you an idea what the payments will be. A pre-qualification letter from a lender is a necessary tool to have because home sellers will not consider offers without one.
Clint and I aren't in the home loan business and it doesn't matter to us who you use for your mortgage.
There are many lending institutions that offer a variety of mortgage products. Financing options, fees and rates can vary widely so it's important to do your research to ensure you that get the mortgage that best meets your needs at the best price.
In addition to any other sources you may consider, it makes sense to speak with a lender located in the market in which you plan to buy and who only does home loans. They may have options other than those offered by a bank, credit union, etc. Again, it doesn't matter to us and we aren't compensated for recommending the Coldwell Banker mortgage adviser. Our job is to help things go well, if and when it makes sense for you to move forward.
Coldwell Banker United's local mortgage adviser is:
Feel free to let him know I gave you his name and explain that you are just looking for his opinions and suggestions. Ken Speaks with home buyers daily and there is no obligation on your part.
Feel free to contact us if you have any questions.
Coldwell Banker Home Protection Plan administered by American Home Shield
- (866) 797-4788
- (866) 797-4788